Category: Home Improvement

How to search for a Locksmith near you

Usually, when asking this question you are already in an emergency situation.  You locked your keys inside your car, or your front door, house key, broke off inside the keyhole, where most of these things always happen when you are in a hurry, and no-one else is near to be of some assistance.

Even worse would be the midnight, getting home after a night out, and your front door is broken, who can you call?  Turned around and you locked the car keys inside the car?  When this happens you want help right away.

Some Locksmiths companies run advertisements for being a local business, but the emergency telephone numbers are connected to a call center, that will help with connecting the locksmith nearest to you.  Even though in an emergency, always make sure you recruit a professional locksmith to come help you.

Tips on finding a Professional, Legitimate, Local, Locksmith Business

  1. Always ask for the full Legal name of a business. If it cannot be given, rather make a phone call to another locksmith business.
  2. Run a quick internet search whenever possible. There should be a list of local locksmith businesses.  Run a search with words like ‘complaint’ and ‘review’ to learn more about each company.
  3. Ask the operator to confirm the address of the business. A legitimate locksmith that operates a mobile business will still have an address, even when operating from home.
  4. Find out if the locksmith has insurance to cover possible damage to your property during a repair.
  5. A locksmith should be licensed or registered. Ask to see the license or registration document.

The best way to find and select a 24/7 locksmith near me is to create a list of all local companies.  Ask friends and family members if they had to make use of any of the locksmith businesses that are on your list.  Word of mouth is always a good way to find out about a business’ ethics.

Also make sure what kind of emergency services are included, and which not.  You can expand your list through adding the call out fees of each business and if they provide proof of their insurance.

You made sure about the locksmiths’ credentials and work ethic, their experience, and skills through word of mouth and paperwork.  There are still more things to confirm.

Availability:  The locksmith might state their hours being 24/7, but does this include, 24 hours of every day of the week, including holidays?  Keys and locks do not wait for weekdays to become a problem.

Response Time:  It is important that a locksmith’s response time is fast.  You might be locked out of your car or house on a dark, rainy, cold night.  You sure do not want to wait for an hour or more.

Emergencies usually do not happen when you expect them.  Planning a change on locks in your house or fixing old keys is quite another matter.  You have time to search and decide.

The best time to find a Locksmith near you will always be before you need one.  Making a list and keeping it nearby will surely prove to be sensible.



6 Tips on Home Improvement Projects that Will Save You Money and Time and Ensure Your Safety

Many homeowners have the urge to fidget and fix around the house. Whether it’s a new home or one you’ve been living in for years, there is always something that needs to be done. Often you don’t know where to start or you might be a bit nervous. These days you can learn to do anything online or from a book. Do some research and follow our tips. You will be ready for your new project in no time.

1. What adds value? When looking at doing home improvement, find out what will increase the value of your house. Things that are good examples include adding an attic bedroom, remodeling the basement, remodeling the bathroom, add a deck outside, and getting a backup power generator.

2. Professional or DIY? Carefully consider whether your project should be done by a professional or you. Some projects are just better left to the pros. Know your limits.

3. What is urgent? Some home improvement projects are needed for safety or protection purposes. These should be done first. It might only take a few minutes. These projects will be things that keep out the cold in winter or roof repairs.

4. Get better. Many tasks and improvements around the house can be fixed by you. Read books, go to workshops, research online, etc. Increase your knowledge and hone your skills. Things you can do yourself will probably save you money later.

5. Financing. Some home improvement projects might require some extra funding. There are the small projects like painting a wall that is relatively low-cost. The bigger ones like roof repair or remodeling might require a bit more than savings. Know what your options are for loans. Also, know what the impact will be on mortgage insurance and tax breaks.

6. Plan. Be sure to plan before you start. Make sure you have all the right materials and tools. Estimate the cost and time and plan accordingly. Working without a plan can cause some time delays and increase costs if you have to do double work or make unnecessary replacements.

Get reading, get planning, get saving, and get going. Home improvement is fun!



Home Improvement Costs: How to Repair Your Credit Score and What You Can Do to Get Financing with a Bad Credit Score

Being a homeowner can be quite draining on your pocket. Between the mortgage, maintenance and much-needed improvements, money can be tight. At times the improvements that are needed can be very urgent. Often these urgent times are accompanied by bad credit scores because of previous repairs.

When you get to the point where you need to apply for a loan for home improvement, there are different options. Obviously, the best way to be eligible is to have a good credit score or to at least start repairing your credit score. There are ways to start repairing your score and there are options for loans with bad credit. We will look at both.

Improving your credit score:

1. Understand your score. You can get a copy of your credit score. Study it and make sure that you understand what it says and represents. Understand why it is what it is. Try to steer clear of what got you here.

2. Find areas to improve. Once you understand what it says, identify where you went wrong. Notice the actions that you should try to avoid in future and not repeat. Make a note of behavior that you need to improve on.

3. Repair. Now it is time to get tough with yourself. You need to make the hard decisions that will start improving your credit score. You can use a DIY credit repair guide and learn how to repair your credit. Pay off your debt. Avoid taking out more credit before your debt is paid off. Pay off bad debt as fast as you can. You might have to let go of some luxury costs during this time.

Loans:

There are ways to get loans with bad credit. Some might get you into more trouble eventually. Be careful with what you decide.

1. Government loans. Most governments have programs for financing housing projects. Do some research.

2. Private lenders. If you do your research you might find a private lender that will look past bad credit.

3. Co-sign. Ask a friend or family with a good credit score to co-sign with you.

There are many options for improving your score and to work with the bad score. It is always better to try and avoid behaviors that get you to a bad credit score.



6 Simple, Fast, and Low-Cost DIY Home Improvement Projects that You Can Do Over a Weekend

Home improvement and DIY projects can be quite fun. In recent years, many homeowners have taken up their hammers and nails and fixed up their homes themselves. This is, in many ways, a cheaper option than hiring someone. The type of improvement needed obviously also plays a role. Some things need to be left to the professionals.

Sometimes we feel like making a change, but we are unsure what to do. I have a few examples of home improvement projects. They can usually be done in a day or two. They are good for weekend projects.

Add storage space to your entrance hall


The entrance hall usually has heavy traffic. Often items are also left here until needed when you leave again. Add space by putting up a hook or using wicker baskets.

Add divisions in drawers


Use some small pieces of wood or even strong cardboard to create divisions in drawers. You can do this for kitchen drawers or even for appliances. Create a drawer for chargers, phones, iPods, and tablets. They stay out of the way while charging.

Change your taps


Go buy some new fixtures for your taps. This will add some elegance and make it look like a brand-new bathroom. Make sure the fixtures fit with your existing plumbing.

Change your backyard into an escape


Without digging holes and laying tiles, you can transform your backyard. Clean a space and throw down some flagstone. Add some plants, fairy lights, and outdoor furniture. You will have a nice escape and beautiful backyard in a jiffy.

Change a wall color


Paint a wall a different color or get some new wall paper. Simply changing the look of one wall in a room, can make a huge difference. Today there is also the option of pop-out wall art. You can create a whole story or family tree with wall stickers.

Ceiling fan


Add a ceiling fan to a room that is always too hot. It can be done in a day and by nightfall, you will be relaxing in a new, cool room.

These should keep you busy for a while. For more ideas, come back soon!